
West Palm Beach Foreclosure Defense Lawyers
Facing Foreclosure? Get Experienced, Effective Counsel.
With years of experience serving clients in West Palm Beach, FL, our top-rated and highly reputable legal team at Haynes Law Group is here to provide effective foreclosure defense for residences and commercial properties. Having successfully handled thousands of foreclosure cases on behalf of banks as well as homeowners, we know both sides of the foreclosure process. Our attorneys in West Palm Beach leverage their expertise to defend those facing foreclosure in Florida.
Let our dedicated team protect your rights and provide you with the necessary legal support during this critical time. With locations in West Palm Beach, Jacksonville, Tampa, Ft. Lauderdale, Miami, and Longwood, we ensure easy accessibility for our clients and we offer prompt assistance when you need it most.
Contact Haynes Law Group online or by dialing (888) 252-8754 to schedule your free initial consultation. Our West Palm Beach foreclosure attorney is ready to help. Se Habla Español.
What Is Foreclosure?
Foreclosure occurs when a bank or mortgage lender has the right to reclaim your property due to unpaid mortgage payments. The specific foreclosure process varies from state to state.
If you are unable to save your home from foreclosure, you will typically have a period of time to remain in your property after being notified of the foreclosure. This gives you time to stop foreclosure or make any necessary arrangements and transitions before the property is sold.
About Our Foreclosure Defense Services
Our services may be customized to prioritize your circumstances, and if necessary, we can even arrange for an independent audit of the lender's accounting procedures to identify any irregularities regarding the foreclosure.
You can count on us to take proactive steps in defending against foreclosure actions, which may include:
- Demanding that the lender adheres to proper procedures
- Preparing and filing necessary paperwork on your behalf
- Negotiating a loan modification to facilitate a favorable resolution
- Exploring options such as deed in lieu or short sale for property liquidation
- Handling all court appearances with expertise and professionalism
- Addressing foreclosure surplus matters to protect your interests
- Providing you with objective legal guidance throughout the process
- Supporting and guiding you every step of the way
How Does The Foreclosure Process Work In Florida?
The foreclosure process in Florida typically involves the following steps:
- Missed Payments: When a homeowner fails to make mortgage payments, the lender initiates the foreclosure process. You must be behind on your payments by at least 120 days or about 4 months.
- Notice of Default: The lender sends a Notice of Default to the homeowner, which formally notifies them of the delinquent payments and initiates the foreclosure proceedings.
- Lis Pendens: The lender files a Lis Pendens with the county clerk's office, publicly declaring their intention to foreclose on the property. This document alerts potential buyers and other interested parties of the pending foreclosure.
- Lawsuit: The lender files a foreclosure lawsuit in court, including a complaint outlining the case details. The homeowner receives a copy of the complaint, along with a summons to respond within 20 days.
- Response and Defense: The homeowner has a chance to respond to the foreclosure complaint, either by filing an answer, raising defenses, or asserting counterclaims against the lender. It is highly recommended to seek legal counsel from a foreclosure defense lawyer in West Palm Beach to ensure proper representation.
- Court Proceedings: The case proceeds to a foreclosure hearing, where both parties present their arguments and evidence. The court evaluates the validity of the foreclosure and determines whether to proceed with the foreclosure sale.
Judgment and Sale: If the court rules in favor of the lender, a judgment of foreclosure is issued. This judgment establishes the homeowner's debt and grants permission for the property to be sold at a foreclosure auction. - Foreclosure Auction: The property is auctioned off to the highest bidder at a public foreclosure sale. The auction is typically held at the county courthouse or on an online platform. The winning bidder becomes the new owner of the property.
- Redemption Period: In some cases, Florida law provides a redemption period after the foreclosure sale, during which the homeowner can reclaim or buy back the property by paying off the outstanding debt, interest, and associated costs.
- Eviction: If the homeowner does not redeem the property or vacate voluntarily, the new owner may proceed with the eviction process to regain possession.
It's important to note that the timelines and procedures may vary depending on the circumstances of your foreclosure and any applicable state or federal laws. Seeking help from a West Palm Beach foreclosure defense attorney can ensure you receive personalized advice and guidance to navigate the complexities of the foreclosure process in Florida.
Why Choose Haynes Law Group for Foreclosure Defense in West Palm Beach?
During the foreclosure process, our West Palm Beach foreclosure defense lawyer will stand by your side as your trusted legal ally. Benjamin C. Haynes, Esq. will thoroughly evaluate your case, determining whether your goal is to retain or liquidate your home. Based on your desired outcome, our attorney will devise the most effective strategy that will work for you.
Other reasons to choose our firm:
- We offer free initial consultations, providing you with an opportunity to discuss your case with a knowledgeable attorney.
- Our legal team is available 24/7 to address your legal concerns.
- Our ethical approach ensures we act in your best interests at all times.
- We’ve successfully handled thousands of foreclosure cases.
- We offer reasonable payment plans to ease your burden.

Our Clients Share Their Stories
At Haynes Law Group, your satisfaction is our priority! See for yourself what our clients have to say about working with us.
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After dealing with the mortgage company for a year, trying to modify our home they would not budge nor help us in any way that we had to get a lawyer. After reading all the testimonials I had to go with Ben and his team, so glad we did. He was able to dismiss our case, sell our home, and get us money from the sell for us to put down on a new home. Thanks so much Ben, Ashley, Tonya and your whole team for all that you do Couldn't be more grateful.C.B.
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I am very pleased with the level of service I received from Ben and Ashlee at Haynes Law Group. From the moment I walked into the office Ashlee was very warm and accommodating -- even though I returned the favor by spilling a bit of water on the floor. They promptly cleaned it up and we continued with the consultation. I am very observant and pay attention to the little things. I did not notice a hint of irritation or annoyance over the accidental spill. Their timely responses and caring attitude made going through a difficult time that much easier. There was even an instance where I sent an email to the office after "normal" business hours -- expecting a response first thing in the morning. To my surprise and within minutes, the response to my email was waiting in my inbox. I just wanted to thank Ben and Ashlee for being so gracious and supportive and I would absolutely recommend Haynes Law Group to friends and family.R.W.
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After going through several unresponsive and hard-to-work-with attorneys, we found Haynes Law Group. Ben Haynes and his team were helpful from the first consult, arriving prepared with a plan. The team was extremely responsive and professional throughout the process. They answered all our questions and ensured we felt comfortable and informed. I would give them 10 stars if I could and highly, highly recommend!Jessica H.
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I was stressed, anxious, and unsure of what was going to happen next. Mr. Haynes soon put my mind to ease, by their expertise, hard work, and kind demeanor. Every step of the way, they acted with my best interest in mind. I was so impressed with the outcome and how I was treated, that I know I will keep this law firm for life. Both gentlemen are trusted advisors, and I know I'm being taken care of in the best possible way.Laura
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I wanted to take this opportunity to thank Attorney Benjamin Haynes of Haynes and de Paz, P.A. for the counsel and guidance provided by him and his firm during my recent real estate foreclosure activity. His recommended approaches provided me the time necessary to list and complete a “short sale” of my property. Real Estate Foreclosure activities are often convoluted and intimidating and engaging Attorney Haynes was an excellent decision on my part. His representation enabled me to concentrate on moving forward while he dealt with the intricacies’ of the myriad Foreclosure statutes. With his assistance I was able obtain much needed relief from the pending Foreclosure action. I would highly recommend Attorney Haynes if the need arises.W.B.
Start A Free Evaluation With A Foreclosure Attorney in West Palm Beach
Haynes Law Group is a leading foreclosure defense law firm in West Palm Beach committed to assisting borrowers facing the potential loss of their homes or real estate properties. Our skilled team has experience in handling residential and commercial foreclosures, ensuring comprehensive legal guidance tailored to your unique circumstances. Take advantage of a free case evaluation for advice on the best course of action to protect your home.
Protect your home and your future from foreclosure. Contact Haynes Law Group online or call (888) 252-8754 to schedule a free case evaluation with a West Palm Beach, FL foreclosure lawyer.

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