Skip to Content
Call Us to schedule your consultation 888-252-8754
Top
West Palm Beach

West Palm Beach Foreclosure Defense Lawyers

Facing Foreclosure? Get Experienced, Effective Counsel.

With years of experience serving clients in West Palm Beach, FL, our top-rated and highly reputable legal team at Haynes Law Group is here to provide effective foreclosure defense for residences and commercial properties. Having successfully handled thousands of foreclosure cases on behalf of banks as well as homeowners, we know both sides of the foreclosure process. Our attorneys in West Palm Beach leverage their expertise to defend those facing foreclosure in Florida.

Let our dedicated team protect your rights and provide you with the necessary legal support during this critical time. With locations in West Palm Beach, Jacksonville, Tampa, Ft. Lauderdale, Miami, and Longwood, we ensure easy accessibility for our clients and we offer prompt assistance when you need it most.

Contact Haynes Law Group online or by dialing (888) 252-8754 to schedule your free initial consultation. Our West Palm Beach foreclosure attorney is ready to help.  Se Habla Español.

What Is Foreclosure?

Foreclosure occurs when a bank or mortgage lender has the right to reclaim your property due to unpaid mortgage payments. The specific foreclosure process varies from state to state.

If you are unable to save your home from foreclosure, you will typically have a period of time to remain in your property after being notified of the foreclosure. This gives you time to stop foreclosure or make any necessary arrangements and transitions before the property is sold.

About Our Foreclosure Defense Services

Our services may be customized to prioritize your circumstances, and if necessary, we can even arrange for an independent audit of the lender's accounting procedures to identify any irregularities regarding the foreclosure.

You can count on us to take proactive steps in defending against foreclosure actions, which may include:

  • Demanding that the lender adheres to proper procedures
  • Preparing and filing necessary paperwork on your behalf
  • Negotiating a loan modification to facilitate a favorable resolution
  • Exploring options such as deed in lieu or short sale for property liquidation
  • Handling all court appearances with expertise and professionalism
  • Addressing foreclosure surplus matters to protect your interests
  • Providing you with objective legal guidance throughout the process
  • Supporting and guiding you every step of the way

How Does The Foreclosure Process Work In Florida?

The foreclosure process in Florida typically involves the following steps:

  1. Missed Payments: When a homeowner fails to make mortgage payments, the lender initiates the foreclosure process. You must be behind on your payments by at least 120 days or about 4 months.
  2. Notice of Default: The lender sends a Notice of Default to the homeowner, which formally notifies them of the delinquent payments and initiates the foreclosure proceedings.
  3. Lis Pendens: The lender files a Lis Pendens with the county clerk's office, publicly declaring their intention to foreclose on the property. This document alerts potential buyers and other interested parties of the pending foreclosure.
  4. Lawsuit: The lender files a foreclosure lawsuit in court, including a complaint outlining the case details. The homeowner receives a copy of the complaint, along with a summons to respond within 20 days.
  5. Response and Defense: The homeowner has a chance to respond to the foreclosure complaint, either by filing an answer, raising defenses, or asserting counterclaims against the lender. It is highly recommended to seek legal counsel from a foreclosure defense lawyer in West Palm Beach to ensure proper representation.
  6. Court Proceedings: The case proceeds to a foreclosure hearing, where both parties present their arguments and evidence. The court evaluates the validity of the foreclosure and determines whether to proceed with the foreclosure sale.
    Judgment and Sale: If the court rules in favor of the lender, a judgment of foreclosure is issued. This judgment establishes the homeowner's debt and grants permission for the property to be sold at a foreclosure auction.
  7. Foreclosure Auction: The property is auctioned off to the highest bidder at a public foreclosure sale. The auction is typically held at the county courthouse or on an online platform. The winning bidder becomes the new owner of the property.
  8. Redemption Period: In some cases, Florida law provides a redemption period after the foreclosure sale, during which the homeowner can reclaim or buy back the property by paying off the outstanding debt, interest, and associated costs.
  9. Eviction: If the homeowner does not redeem the property or vacate voluntarily, the new owner may proceed with the eviction process to regain possession.

It's important to note that the timelines and procedures may vary depending on the circumstances of your foreclosure and any applicable state or federal laws. Seeking help from a West Palm Beach foreclosure defense attorney can ensure you receive personalized advice and guidance to navigate the complexities of the foreclosure process in Florida.

Why Choose Haynes Law Group for Foreclosure Defense in West Palm Beach?

During the foreclosure process, our West Palm Beach foreclosure defense lawyer will stand by your side as your trusted legal ally. Benjamin C. Haynes, Esq. will thoroughly evaluate your case, determining whether your goal is to retain or liquidate your home. Based on your desired outcome, our attorney will devise the most effective strategy that will work for you.

Other reasons to choose our firm:

  • We offer free initial consultations, providing you with an opportunity to discuss your case with a knowledgeable attorney.
  • Our legal team is available to address your legal concerns.
  • Our ethical approach ensures we act in your best interests at all times.
  • We’ve successfully handled thousands of foreclosure cases.
  • We offer reasonable payment plans to ease your burden.

Our Clients Share Their Stories

At Haynes Law Group, your satisfaction is our priority! See for yourself what our clients have to say about working with us.

    “I was very happy with the service provided!”
    I was very happy with the service provided. The staff was patient and understanding and were always available to answer my questions. I was most impressed with Attorney Haynes taking time on his Saturday to personally call me regarding an upcoming deadline in my foreclosure case. Mr. Haynes was able to get my mortgage loan modified to an affordable monthly payment so that I can keep my home and my foreclosure case was dismissed!
    L.P.
    “Their timely responses and caring attitude made going through a difficult time that much easier!”
    I am very pleased with the level of service I received from Ben and Ashlee at Haynes Law Group. From the moment I walked into the office Ashlee was very warm and accommodating -- even though I returned the favor by spilling a bit of water on the floor. They promptly cleaned it up and we continued with the consultation. I am very observant and pay attention to the little things. I did not notice a hint of irritation or annoyance over the accidental spill. Their timely responses and caring attitude made going through a difficult time that much easier. There was even an instance where I sent an email to the office after "normal" business hours -- expecting a response first thing in the morning. To my surprise and within minutes, the response to my email was waiting in my inbox. I just wanted to thank Ben and Ashlee for being so gracious and supportive and I would absolutely recommend Haynes Law Group to friends and family.
    R.W.
    “I could not be more pleased with Haynes Law Group”
    I could not be more pleased with Haynes Law Group. After two years of legal maneuvering and getting nowhere trying to negotiate with my bank, I was referred to Ben Haynes by my son. What a pleasant surprise this has been. From the prompt, courteous and personal attention I receive when contacting the firm, to the information and guidance through complicated legal matters, and disclosure of the process. I don’t think I have had a better return for my money. Thank you Haynes Law Group for giving me back what I have not had in a while; peace of mind.
    Roberto
    “A few details and after learning about his firm I signed an engagement letter!”
    I spoke with a couple of my attorney clients about how to obtain surplus funds for a family member and they were unfamiliar with the process so I googled attorneys who specialize in obtaining surplus funds. Ben’s name was the first to pop up. I sent an email with a few details and after learning about his firm I signed an engagement letter. Within a couple of months we received a check.
    D.L.
    “Forever grateful!”
    I want to thank the office of Haynes Law Group for all they did for my loan modification - Attorney Haynes, Ashlee Walker and Alexandra Slagel were always very professional - they were always there to answer my questions and ease my stress level. This time is always difficult but with a team like this is was smooth and I always had this amazing team taking care of me and making sure in the end we got what we wanted. I always knew they had my back. Again thank you for everything you did for me forever grateful!
    A.J

Start A Free Evaluation With A Foreclosure Attorney in West Palm Beach

Haynes Law Group is a leading foreclosure defense law firm in West Palm Beach committed to assisting borrowers facing the potential loss of their homes or real estate properties. Our skilled team has experience in handling residential and commercial foreclosures, ensuring comprehensive legal guidance tailored to your unique circumstances. Take advantage of a free case evaluation for advice on the best course of action to protect your home.

Protect your home and your future from foreclosure. Contact Haynes Law Group online or call (888) 252-8754 to schedule a free case evaluation with a West Palm Beach, FL foreclosure lawyer.

How Can We Help?

Contact Us

We’re Ready to Help
  • Please enter your first name.
  • Please enter your last name.
  • Please enter your phone number.
    This isn't a valid phone number.
  • Please enter your email address.
    This isn't a valid email address.
  • Please make a selection.
  • Please enter a message.
  • By submitting, you agree to receive text messages from Haynes Law Group at the number provided, including those related to your inquiry, follow-ups, and review requests, via automated technology. Consent is not a condition of purchase. Msg & data rates may apply. Msg frequency may vary. Reply STOP to cancel or HELP for assistance. Acceptable Use Policy

They Haynes Law Group Difference

  • Top-Rated & Highly Reputable Legal Team
  • We Take A Detail Oriented Approach
  • Free Case Consultations Provided
  • Thousands Of Cases Successfully Handled