Foreclosure Defense Lawyer in Jacksonville, FL
How Does Foreclosure Work in Florida?
In Florida, foreclosure is a legal process where a lender takes possession of property from the borrower and sells it to cover an unpaid debt.
- The process begins when the borrower defaults on the loan by missing multiple payments, and then the lender files for foreclosure with the court.
- The court will set a date for a hearing in which both parties must appear before presenting evidence on their respective positions.
- After reviewing all evidence, the court can order either reinstatement of payments or sale of property to satisfy any outstanding debts owed by the borrower.
- If sale is ordered, then it must be done through public auction where any interested party may make an offer to purchase.
- Finally, if no offers are made at auction or no one meets minimum bid requirement, then defaulting borrower may have right to reclaim ownership after settling remaining balance.
Do I need a foreclosure attorney?
Foreclosure can be a complicated process, and having the help of an experienced foreclosure attorney can ensure that your rights are protected and that you take the correct steps to make sure your financial future is secure.
An attorney can:
- Explain the foreclosure process step-by-step
- Help you understand your options
- Review loan documents
- Assist in negotiations with lenders
Additionally, a foreclosure attorney will know how to navigate the local courts and laws in your area, which can make a big difference in the success of your case. If you are facing foreclosure, it is important to speak with an experienced foreclosure attorney as soon as possible to ensure that your rights and financial interests are protected.
Our Clients Share Their Stories
At Haynes Law Group, your satisfaction is our priority! See for yourself what our clients have to say about working with us.
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Haynes and De Paz is an extremely talented and results driven law firm! Attorney Benjamin Haynes literally had less than 24 hours to represent us in a foreclosure lawsuit. With their legal representation, we were able to secure a loan modification featuring a much lower interest rate and effectively suspend a previously scheduled foreclosure sale on our home. In less than three weeks from receiving final judgment against us by the courts, we now have a new beginning and renewed relationship with our lender in the home that we still love!B.G. &T.G.
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Thank you Atty. Haynes, and a special shout-out to the ultra fabulous miss Ashley.N.C.
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I wish to thank you personally and in behalf of my parents. It was a pleasure meeting you and your friendly staff. The paperwork you prepared was done very professionally and with high standards.B.W.
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Benjamin Haynes achieved what we feared to be impossible—he saved our home of 25 years from foreclosure! The moment we shook Benjamin’s hand we knew we had made the right choice. There is something exceptional about this young man and this first impression followed through to an extraordinary victory--a mortgage modification, and a great one at that! To secure his success, Ben has chosen an extremely professional staff who made sure we were kept up to date and well informed of his progress. Benjamin Haynes is a legal force you want on your side.T.E.
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I was introduced Attorney Benjamin Haynes via a mutual acquaintance because I was in the middle of a trademarking process with another firm and it wasn't going well. Upon review of my application, Mr. Haynes immediately spotted some problem areas. Within a matter of weeks, he had everything resolved and approved by the USPTO. I can highly recommend this firm.L.H.
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