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Jacksonville

Foreclosure Defense Lawyer in Jacksonville, FL 

How Does Foreclosure Work in Florida? 

In Florida, foreclosure is a legal process where a lender takes possession of property from the borrower and sells it to cover an unpaid debt. 

  1. The process begins when the borrower defaults on the loan by missing multiple payments, and then the lender files for foreclosure with the court.
  2.  The court will set a date for a hearing in which both parties must appear before presenting evidence on their respective positions. 
  3. After reviewing all evidence, the court can order either reinstatement of payments or sale of property to satisfy any outstanding debts owed by the borrower. 
  4. If sale is ordered, then it must be done through public auction where any interested party may make an offer to purchase. 
  5. Finally, if no offers are made at auction or no one meets minimum bid requirement, then defaulting borrower may have right to reclaim ownership after settling remaining balance.

Do I need a foreclosure attorney?

Foreclosure can be a complicated process, and having the help of an experienced foreclosure attorney can ensure that your rights are protected and that you take the correct steps to make sure your financial future is secure. 

An attorney can: 

  • Explain the foreclosure process step-by-step
  • Help you understand your options
  • Review loan documents
  • Assist in negotiations with lenders

Additionally, a foreclosure attorney will know how to navigate the local courts and laws in your area, which can make a big difference in the success of your case. If you are facing foreclosure, it is important to speak with an experienced foreclosure attorney as soon as possible to ensure that your rights and financial interests are protected. 

Our Clients Share Their Stories

At Haynes Law Group, your satisfaction is our priority! See for yourself what our clients have to say about working with us.

    “Thank you for helping me achieve a positive resolution.”
    I would like to express how pleased I am to have chosen Haynes Law Group for my legal needs. I appreciate the responsiveness to my inquiries and the legal guidance during my situation. Thank you for helping me achieve a positive resolution.
    Veronica
    “You won me the full amount of my foreclosure surplus funds without having to pay any other parties!”
    My conversations with you and your employees especially Ashlee have been tremendous, very informative and helpful . When I first received notices from other firms about the foreclosure surplus funds I thought it was all a joke , I thought you’ve got to be kidding me since the house is not worth that much, but then when I received your letter and confirmed the sale on the internet, I selected your firm and you were very informative about my marital situation when we first talked on the phone , for that I am extremely grateful for your knowledge on my situation. You helped win me the full amount of my foreclosure surplus funds without having to pay any other parties. If you need a great Tampa foreclosure surplus lawyer, hire Ben Haynes!
    J.M.
    “I was very happy with the service provided!”
    I was very happy with the service provided. The staff was patient and understanding and were always available to answer my questions. I was most impressed with Attorney Haynes taking time on his Saturday to personally call me regarding an upcoming deadline in my foreclosure case. Mr. Haynes was able to get my mortgage loan modified to an affordable monthly payment so that I can keep my home and my foreclosure case was dismissed!
    L.P.
    “The law firm of Haynes and De Paz provided me with the best possible outcome in my case.”
    The law firm of Haynes and De Paz provided me with the best possible outcome in my case. It is without hesitation that I would retain them going forward if I needed great legal representation. Bravo. Well done.
    D.M.
    “Benjamin Haynes is a legal force you want on your side.”
    Benjamin Haynes achieved what we feared to be impossible—he saved our home of 25 years from foreclosure! The moment we shook Benjamin’s hand we knew we had made the right choice. There is something exceptional about this young man and this first impression followed through to an extraordinary victory--a mortgage modification, and a great one at that! To secure his success, Ben has chosen an extremely professional staff who made sure we were kept up to date and well informed of his progress. Benjamin Haynes is a legal force you want on your side.
    T.E.

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