Foreclosure Defense Lawyer in Jacksonville, FL
How Does Foreclosure Work in Florida?
In Florida, foreclosure is a legal process where a lender takes possession of property from the borrower and sells it to cover an unpaid debt.
- The process begins when the borrower defaults on the loan by missing multiple payments, and then the lender files for foreclosure with the court.
- The court will set a date for a hearing in which both parties must appear before presenting evidence on their respective positions.
- After reviewing all evidence, the court can order either reinstatement of payments or sale of property to satisfy any outstanding debts owed by the borrower.
- If sale is ordered, then it must be done through public auction where any interested party may make an offer to purchase.
- Finally, if no offers are made at auction or no one meets minimum bid requirement, then defaulting borrower may have right to reclaim ownership after settling remaining balance.
Do I need a foreclosure attorney?
Foreclosure can be a complicated process, and having the help of an experienced foreclosure attorney can ensure that your rights are protected and that you take the correct steps to make sure your financial future is secure.
An attorney can:
- Explain the foreclosure process step-by-step
- Help you understand your options
- Review loan documents
- Assist in negotiations with lenders
Additionally, a foreclosure attorney will know how to navigate the local courts and laws in your area, which can make a big difference in the success of your case. If you are facing foreclosure, it is important to speak with an experienced foreclosure attorney as soon as possible to ensure that your rights and financial interests are protected.
Our Clients Share Their Stories
At Haynes Law Group, your satisfaction is our priority! See for yourself what our clients have to say about working with us.
-
Haynes Law Group represented our foreclosure case for over a year. It was really nice to have a lawyer that constantly communicated with us, and made us feel comfortable and informed throughout the entire process. They were able to get us a very favorable decision, and we would trust Haynes to represent us again in any legal situation.Paul & Matt
-
Thank you so much for the clarification and the time and effort spent on this case. I truly appreciate it, truly the GOLD standard of service from you and your office.R.W.
-
Ben, I want to thank you and your law firm for ease and comfort that I felt throughout my entire case. I felt at ease when I sat down with you. Everything was made simple for me to understand; I felt relief at last. The best part was that when I left your office I was no longer worried. So I could say more but the best thing I can say is thank you for the truth. You are what you say you are and that's hard to find nowadays. Everything has been taken care of, no question. So thank you so much. I will be using your firm when and if I need you.F.B.
-
After dealing with the mortgage company for a year, trying to modify our home they would not budge nor help us in any way that we had to get a lawyer. After reading all the testimonials I had to go with Ben and his team, so glad we did. He was able to dismiss our case, sell our home, and get us money from the sell for us to put down on a new home. Thanks so much Ben, Ashley, Tonya and your whole team for all that you do Couldn't be more grateful.C.B.
-
I was stressed, anxious, and unsure of what was going to happen next. Mr. Haynes soon put my mind to ease, by their expertise, hard work, and kind demeanor. Every step of the way, they acted with my best interest in mind. I was so impressed with the outcome and how I was treated, that I know I will keep this law firm for life. Both gentlemen are trusted advisors, and I know I'm being taken care of in the best possible way.Laura
How Can We Help?
-
Stay Up To Date -
View All of Our Practice Areas
-
Our Client Testimonials
