Foreclosure Defense Lawyer in Jacksonville, FL
How Does Foreclosure Work in Florida?
In Florida, foreclosure is a legal process where a lender takes possession of property from the borrower and sells it to cover an unpaid debt.
- The process begins when the borrower defaults on the loan by missing multiple payments, and then the lender files for foreclosure with the court.
- The court will set a date for a hearing in which both parties must appear before presenting evidence on their respective positions.
- After reviewing all evidence, the court can order either reinstatement of payments or sale of property to satisfy any outstanding debts owed by the borrower.
- If sale is ordered, then it must be done through public auction where any interested party may make an offer to purchase.
- Finally, if no offers are made at auction or no one meets minimum bid requirement, then defaulting borrower may have right to reclaim ownership after settling remaining balance.
Do I need a foreclosure attorney?
Foreclosure can be a complicated process, and having the help of an experienced foreclosure attorney can ensure that your rights are protected and that you take the correct steps to make sure your financial future is secure.
An attorney can:
- Explain the foreclosure process step-by-step
- Help you understand your options
- Review loan documents
- Assist in negotiations with lenders
Additionally, a foreclosure attorney will know how to navigate the local courts and laws in your area, which can make a big difference in the success of your case. If you are facing foreclosure, it is important to speak with an experienced foreclosure attorney as soon as possible to ensure that your rights and financial interests are protected.
Our Clients Share Their Stories
At Haynes Law Group, your satisfaction is our priority! See for yourself what our clients have to say about working with us.
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Dear Mr Benjamin Haynes, I want to thank you for helping me stay in my home. After 7 years of living a nightmare of fraud and schemes I finally found a firm that in just a matter of a couple of months delivered exactly what I had hoped! Thank you for always keeping communication with me, for your professionalism and accuracy.M.E.
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Thanks Haynes Law Group, for the outstanding service that was provide during the probate proceedings of the Forbes estate.V.F.
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Thank you Atty. Haynes, and a special shout-out to the ultra fabulous miss Ashley.N.C.
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My conversations with you and your employees especially Ashlee have been tremendous, very informative and helpful . When I first received notices from other firms about the foreclosure surplus funds I thought it was all a joke , I thought you’ve got to be kidding me since the house is not worth that much, but then when I received your letter and confirmed the sale on the internet, I selected your firm and you were very informative about my marital situation when we first talked on the phone , for that I am extremely grateful for your knowledge on my situation. You helped win me the full amount of my foreclosure surplus funds without having to pay any other parties. If you need a great Tampa foreclosure surplus lawyer, hire Ben Haynes!J.M.
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I spoke with a couple of my attorney clients about how to obtain surplus funds for a family member and they were unfamiliar with the process so I googled attorneys who specialize in obtaining surplus funds. Ben’s name was the first to pop up. I sent an email with a few details and after learning about his firm I signed an engagement letter. Within a couple of months we received a check.D.L.
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