Foreclosure Defense Lawyer in Jacksonville, FL
How Does Foreclosure Work in Florida?
In Florida, foreclosure is a legal process where a lender takes possession of property from the borrower and sells it to cover an unpaid debt.
- The process begins when the borrower defaults on the loan by missing multiple payments, and then the lender files for foreclosure with the court.
- The court will set a date for a hearing in which both parties must appear before presenting evidence on their respective positions.
- After reviewing all evidence, the court can order either reinstatement of payments or sale of property to satisfy any outstanding debts owed by the borrower.
- If sale is ordered, then it must be done through public auction where any interested party may make an offer to purchase.
- Finally, if no offers are made at auction or no one meets minimum bid requirement, then defaulting borrower may have right to reclaim ownership after settling remaining balance.
Do I need a foreclosure attorney?
Foreclosure can be a complicated process, and having the help of an experienced foreclosure attorney can ensure that your rights are protected and that you take the correct steps to make sure your financial future is secure.
An attorney can:
- Explain the foreclosure process step-by-step
- Help you understand your options
- Review loan documents
- Assist in negotiations with lenders
Additionally, a foreclosure attorney will know how to navigate the local courts and laws in your area, which can make a big difference in the success of your case. If you are facing foreclosure, it is important to speak with an experienced foreclosure attorney as soon as possible to ensure that your rights and financial interests are protected.
Our Clients Share Their Stories
At Haynes Law Group, your satisfaction is our priority! See for yourself what our clients have to say about working with us.
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Haynes Law Group was highly effective yet caring and compassionate in handling my cases. He would be my first call if I should need an attorney again.LL
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I have nothing but GREAT things to say about Ben Haynes and his law firm Haynes and De Paz! I retained Mr. Haynes' services from reading the excellent reviews left by previous clients... and it was the absolute BEST decision my family and I made! Not only was he and his firm able to WIN ALL of the surplus money for us, but he was also able to WIN the case in such a short time!! His expertise should not be doubted. My family and I are more than satisfied with the outcome! A million thank-yous will never be enough, but I must say THANK-YOU! An awesome job well done!!J.C.
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I was very happy with the service provided. The staff was patient and understanding and were always available to answer my questions. I was most impressed with Attorney Haynes taking time on his Saturday to personally call me regarding an upcoming deadline in my foreclosure case. Mr. Haynes was able to get my mortgage loan modified to an affordable monthly payment so that I can keep my home and my foreclosure case was dismissed!L.P.
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Very pleasant and honest. Was not the correct specialist for my situation but took his time and provide me with information to seek out an attorney who could help.Chris
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I was so confused and didn't know what to do didn't know who to trust anymore. So I turned to the law firm of Haynes & de Paz, and Tampa Foreclosure Surplus Lawyer Benjamin Haynes and he assured me that everything would be ok. Mr. Haynes won my foreclosure surplus case and collect nearly $40,000.00 for me! I am so grateful for Mr. Haynes!C.D.
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