Foreclosure Defense Lawyer in Jacksonville, FL
How Does Foreclosure Work in Florida?
In Florida, foreclosure is a legal process where a lender takes possession of property from the borrower and sells it to cover an unpaid debt.
- The process begins when the borrower defaults on the loan by missing multiple payments, and then the lender files for foreclosure with the court.
- The court will set a date for a hearing in which both parties must appear before presenting evidence on their respective positions.
- After reviewing all evidence, the court can order either reinstatement of payments or sale of property to satisfy any outstanding debts owed by the borrower.
- If sale is ordered, then it must be done through public auction where any interested party may make an offer to purchase.
- Finally, if no offers are made at auction or no one meets minimum bid requirement, then defaulting borrower may have right to reclaim ownership after settling remaining balance.
Do I need a foreclosure attorney?
Foreclosure can be a complicated process, and having the help of an experienced foreclosure attorney can ensure that your rights are protected and that you take the correct steps to make sure your financial future is secure.
An attorney can:
- Explain the foreclosure process step-by-step
- Help you understand your options
- Review loan documents
- Assist in negotiations with lenders
Additionally, a foreclosure attorney will know how to navigate the local courts and laws in your area, which can make a big difference in the success of your case. If you are facing foreclosure, it is important to speak with an experienced foreclosure attorney as soon as possible to ensure that your rights and financial interests are protected.
Our Clients Share Their Stories
At Haynes Law Group, your satisfaction is our priority! See for yourself what our clients have to say about working with us.
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My wife and I are so thankful for the help of Benjamin Haynes of Haynes Law Group. As an attorney herself, my wife felt it was best to hire a specialist to obtain excess funds a county was withholding. Benjamin Haynes was the right choice. Thanks Ben!R.C.
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Ben, You and your team saved me from foreclosure . The idea of this ever happening to me was unfathomable . It brought me to my knees , but you turned that around for me. The referral for a real estate agent, Tonya Giddens was a blessing. She is amazing! I could not have managed this very difficult time without her. I trusted her from the very first time she spoke with me. Thank you so very much for representing me . You and your team were very responsive to me and very professional . I so appreciated that. I hope you all have a happy and prosperous new year!Cheryl Bergeron
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I found Haynes Law Group by accident. I had previously been given bad legal advice by another lawyer. I had two weeks before I had to appear in Court when I retained Mr. Haynes and his firm. He assured me, with great confidence, that he would be able to handle all of my legal problems. Through his knowledge, experience, expertise, and driven by his love of law, he took over my foreclosure case. He was able to achieve all that was needed to be done with great professionalism. I would highly recommend Mr. Haynes and his firm as they are brilliant young lawyers with great attention to detail.A.M.
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Haynes Law Group represented our foreclosure case for over a year. It was really nice to have a lawyer that constantly communicated with us, and made us feel comfortable and informed throughout the entire process. They were able to get us a very favorable decision, and we would trust Haynes to represent us again in any legal situation.Paul & Matt
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I want to thank the office of Haynes Law Group for all they did for my loan modification - Attorney Haynes, Ashlee Walker and Alexandra Slagel were always very professional - they were always there to answer my questions and ease my stress level. This time is always difficult but with a team like this is was smooth and I always had this amazing team taking care of me and making sure in the end we got what we wanted. I always knew they had my back. Again thank you for everything you did for me forever grateful!A.J
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