Foreclosure Defense Lawyer in Jacksonville, FL
How Does Foreclosure Work in Florida?
In Florida, foreclosure is a legal process where a lender takes possession of property from the borrower and sells it to cover an unpaid debt.
- The process begins when the borrower defaults on the loan by missing multiple payments, and then the lender files for foreclosure with the court.
- The court will set a date for a hearing in which both parties must appear before presenting evidence on their respective positions.
- After reviewing all evidence, the court can order either reinstatement of payments or sale of property to satisfy any outstanding debts owed by the borrower.
- If sale is ordered, then it must be done through public auction where any interested party may make an offer to purchase.
- Finally, if no offers are made at auction or no one meets minimum bid requirement, then defaulting borrower may have right to reclaim ownership after settling remaining balance.
Do I need a foreclosure attorney?
Foreclosure can be a complicated process, and having the help of an experienced foreclosure attorney can ensure that your rights are protected and that you take the correct steps to make sure your financial future is secure.
An attorney can:
- Explain the foreclosure process step-by-step
- Help you understand your options
- Review loan documents
- Assist in negotiations with lenders
Additionally, a foreclosure attorney will know how to navigate the local courts and laws in your area, which can make a big difference in the success of your case. If you are facing foreclosure, it is important to speak with an experienced foreclosure attorney as soon as possible to ensure that your rights and financial interests are protected.
Our Clients Share Their Stories
At Haynes Law Group, your satisfaction is our priority! See for yourself what our clients have to say about working with us.
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Haynes Law Group did an excellent job handling our case. The Bank had received a judgment and sold our property at auction! We quickly hired Mr. Haynes in order for him to try and save our property, even after the foreclosure sale. Mr. Haynes fought the Bank and got the Judge to vacate our sale! I would recommend hiring this firm. The communication and knowledge are second to none.R.W.
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Haynes Law Group was highly effective yet caring and compassionate in handling my cases. He would be my first call if I should need an attorney again.LL
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Thanks so much Ashlee and Ben Haynes. The most important thing I own is my home and you helped me to save it. I appreciate your hard work and diligence in getting this taken care of. Thank you.A.G.
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I just wanted to send a quick note and tell you how impressed I was in your handling of my case. From the beginning you took the time time to explain the process and what to expect along the way all of which resulted in the best conclusion I could have hoped for. I can not express the relief I feel that I can finally put this behind me and move forward. Thank you for all your help!!D.H.
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I can't say enough about this firm. I literally had 24 hours to file with circuit court or lose surplus funds from my father's Florida property. I goggled how to file myself and Haynes & De Paz popped up. I contacted them and they went to work immediately. Did every thing they said they would and collected the funds. Thank you!K.S.
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