Foreclosure Defense Lawyer in Jacksonville, FL
How Does Foreclosure Work in Florida?
In Florida, foreclosure is a legal process where a lender takes possession of property from the borrower and sells it to cover an unpaid debt.
- The process begins when the borrower defaults on the loan by missing multiple payments, and then the lender files for foreclosure with the court.
- The court will set a date for a hearing in which both parties must appear before presenting evidence on their respective positions.
- After reviewing all evidence, the court can order either reinstatement of payments or sale of property to satisfy any outstanding debts owed by the borrower.
- If sale is ordered, then it must be done through public auction where any interested party may make an offer to purchase.
- Finally, if no offers are made at auction or no one meets minimum bid requirement, then defaulting borrower may have right to reclaim ownership after settling remaining balance.
Do I need a foreclosure attorney?
Foreclosure can be a complicated process, and having the help of an experienced foreclosure attorney can ensure that your rights are protected and that you take the correct steps to make sure your financial future is secure.
An attorney can:
- Explain the foreclosure process step-by-step
- Help you understand your options
- Review loan documents
- Assist in negotiations with lenders
Additionally, a foreclosure attorney will know how to navigate the local courts and laws in your area, which can make a big difference in the success of your case. If you are facing foreclosure, it is important to speak with an experienced foreclosure attorney as soon as possible to ensure that your rights and financial interests are protected.
Our Clients Share Their Stories
At Haynes Law Group, your satisfaction is our priority! See for yourself what our clients have to say about working with us.
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I would like to express how pleased I am to have chosen Haynes Law Group for my legal needs. I appreciate the responsiveness to my inquiries and the legal guidance during my situation. Thank you for helping me achieve a positive resolution.Veronica
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This firm eased my worries. They stayed on top of everything. Even during COVID. They were extremely patient with me. Kept me in the loop. Explored all my options. Their prompt and detailed service was much appreciated. Their customer service was very kind. Their price for service was reasonable. Loved the payment plan options they provided. Thank you for all you have done for me regarding the foreclosure case. I would recommend them to any and everyoneML
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I approached Attorney Ben Haynes with probably one of the most difficult commercial foreclosure cases of his career. Going into it we both knew it would be an uphill battle against one of most ruthless banks in the industry. In the end, Ben negotiated a short sale that exceeded all my expectations and we were able to walk away from a bank whom had held us financially hostage for over a decade. Now we are finally able to move forward and grow our company to new heights! Thank you to Ben and his team and Haynes & De Paz and I would recommend anyone looking into strategic defense against foreclosure to contact them immediately!M.T.
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Attorney Haynes and his support staff made us feel comfortable and safer from the first phone call to the final result of a large foreclosure surplus check. Funds that we needed to restart our families life in a new and positive direction. Attorney Haynes is capable, honest and does exactly what he says he's going to do....his absolute best for you, Thank you! Our family is smiling again looking forward to our future!H.H.
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After 3 plus years of dealing with a foreclosure surplus issue, in less than 24 hours of speaking to Benjamin Haynes for the first time, court hearing was next day, it was finally over and resolved and with positive results. I wish I would have know about them before ! Will definitely use again if ever need to.S.N.
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