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Jacksonville

Foreclosure Defense Lawyer in Jacksonville, FL 

How Does Foreclosure Work in Florida? 

In Florida, foreclosure is a legal process where a lender takes possession of property from the borrower and sells it to cover an unpaid debt. 

  1. The process begins when the borrower defaults on the loan by missing multiple payments, and then the lender files for foreclosure with the court.
  2.  The court will set a date for a hearing in which both parties must appear before presenting evidence on their respective positions. 
  3. After reviewing all evidence, the court can order either reinstatement of payments or sale of property to satisfy any outstanding debts owed by the borrower. 
  4. If sale is ordered, then it must be done through public auction where any interested party may make an offer to purchase. 
  5. Finally, if no offers are made at auction or no one meets minimum bid requirement, then defaulting borrower may have right to reclaim ownership after settling remaining balance.

Do I need a foreclosure attorney?

Foreclosure can be a complicated process, and having the help of an experienced foreclosure attorney can ensure that your rights are protected and that you take the correct steps to make sure your financial future is secure. 

An attorney can: 

  • Explain the foreclosure process step-by-step
  • Help you understand your options
  • Review loan documents
  • Assist in negotiations with lenders

Additionally, a foreclosure attorney will know how to navigate the local courts and laws in your area, which can make a big difference in the success of your case. If you are facing foreclosure, it is important to speak with an experienced foreclosure attorney as soon as possible to ensure that your rights and financial interests are protected. 

Our Clients Share Their Stories

At Haynes Law Group, your satisfaction is our priority! See for yourself what our clients have to say about working with us.

    “Forever grateful!”
    I want to thank the office of Haynes Law Group for all they did for my loan modification - Attorney Haynes, Ashlee Walker and Alexandra Slagel were always very professional - they were always there to answer my questions and ease my stress level. This time is always difficult but with a team like this is was smooth and I always had this amazing team taking care of me and making sure in the end we got what we wanted. I always knew they had my back. Again thank you for everything you did for me forever grateful!
    A.J
    “I would without a doubt, strongly recommend this law office and Attorney Mr. Daniel De Paz to handle your case.”
    Mr. Haynes referred me to talk to Mr. Daniel De Paz who handled my case. During my entire case my attorney was upfront, frank and very professional with all his decisions. He never hesitate to talk to me every time I called him and he always returned all my calls very promptly. He was very easy to talk to and explained my case in a very simple and easy way that I could understand. I was very surprised as to how quickly he solved my case. I hope I never need an attorney again but if someone needs any kind of legal representation, I would without a doubt, strongly recommend this law office and Attorney Mr. Daniel De Paz to handle your case.
    T.B.
    “We would like to thank Attorney Haynes and his staff for their flexibility, patience and professionalism throughout the entire process!”
    We would like to thank Attorney Haynes and his staff for their flexibility, patience and professionalism throughout the entire process of reconciling our home back to good standing. Since the recession started in 2008 we were having difficulty staying afloat and had to make some hard decisions, of which, had some unexpected consequences. Nevertheless, after a 7 year battle with the legal system this was brought to closure. We will be forever grateful for their services and will look to them in the future for other legal matters dealing with properties and future businesses. Many Blessings!
    A.M. and Family
    “Thank you to Ben and his team and Haynes & De Paz and I would recommend anyone looking into strategic defense against foreclosure to contact them immediately!”
    I approached Attorney Ben Haynes with probably one of the most difficult commercial foreclosure cases of his career. Going into it we both knew it would be an uphill battle against one of most ruthless banks in the industry. In the end, Ben negotiated a short sale that exceeded all my expectations and we were able to walk away from a bank whom had held us financially hostage for over a decade. Now we are finally able to move forward and grow our company to new heights! Thank you to Ben and his team and Haynes & De Paz and I would recommend anyone looking into strategic defense against foreclosure to contact them immediately!
    M.T.
    “Their timely responses and caring attitude made going through a difficult time that much easier!”
    I am very pleased with the level of service I received from Ben and Ashlee at Haynes Law Group. From the moment I walked into the office Ashlee was very warm and accommodating -- even though I returned the favor by spilling a bit of water on the floor. They promptly cleaned it up and we continued with the consultation. I am very observant and pay attention to the little things. I did not notice a hint of irritation or annoyance over the accidental spill. Their timely responses and caring attitude made going through a difficult time that much easier. There was even an instance where I sent an email to the office after "normal" business hours -- expecting a response first thing in the morning. To my surprise and within minutes, the response to my email was waiting in my inbox. I just wanted to thank Ben and Ashlee for being so gracious and supportive and I would absolutely recommend Haynes Law Group to friends and family.
    R.W.

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