Skip to Content
Haynes Law Group Haynes Law Group
Call Us to schedule your consultation 888-252-8754
Top
Jacksonville

Foreclosure Defense Lawyer in Jacksonville, FL 

How Does Foreclosure Work in Florida? 

In Florida, foreclosure is a legal process where a lender takes possession of property from the borrower and sells it to cover an unpaid debt. 

  1. The process begins when the borrower defaults on the loan by missing multiple payments, and then the lender files for foreclosure with the court.
  2.  The court will set a date for a hearing in which both parties must appear before presenting evidence on their respective positions. 
  3. After reviewing all evidence, the court can order either reinstatement of payments or sale of property to satisfy any outstanding debts owed by the borrower. 
  4. If sale is ordered, then it must be done through public auction where any interested party may make an offer to purchase. 
  5. Finally, if no offers are made at auction or no one meets minimum bid requirement, then defaulting borrower may have right to reclaim ownership after settling remaining balance.

Do I need a foreclosure attorney?

Foreclosure can be a complicated process, and having the help of an experienced foreclosure attorney can ensure that your rights are protected and that you take the correct steps to make sure your financial future is secure. 

An attorney can: 

  • Explain the foreclosure process step-by-step
  • Help you understand your options
  • Review loan documents
  • Assist in negotiations with lenders

Additionally, a foreclosure attorney will know how to navigate the local courts and laws in your area, which can make a big difference in the success of your case. If you are facing foreclosure, it is important to speak with an experienced foreclosure attorney as soon as possible to ensure that your rights and financial interests are protected. 

Our Clients Share Their Stories

At Haynes Law Group, your satisfaction is our priority! See for yourself what our clients have to say about working with us.

    “The bank didn't know what hit them!”
    When it seemed hopeless, Lawyer Benjamin Haynes fought and won a $92,873.91 foreclosure surplus for our family! We approached Mr. Haynes after the foreclosure sale on our property. There was a surplus of around $93,000.00 and a second mortgage of around $170,000.00. Therefore, we thought we had no chance to collect the surplus since there was a second mortgage which takes priority over our claim, per Florida law. However, Mr. Haynes took our foreclosure surplus case and started digging very deep! Through Mr. Haynes’ extensive research, he came up with an argument and won in court! The bank didn't know what hit them! We won nearly a $93,000.00 surplus. We received the check in full the next week from the court! If you have a surplus case, you NEED to contact and hire the law firm of Haynes & de Paz. Mr. Haynes will not give up and will work to win you the surplus funds! Now, my wife and I are able to put a down payment on another property. Thank you Mr. Haynes and the law firm Haynes & de Paz!!!!!
    T.Y.
    “I truly appreciate it, truly the GOLD standard of service from you and your office!”
    Thank you so much for the clarification and the time and effort spent on this case. I truly appreciate it, truly the GOLD standard of service from you and your office.
    R.W.
    “Kept me at ease.”
    This firm eased my worries. They stayed on top of everything. Even during COVID. They were extremely patient with me. Kept me in the loop. Explored all my options. Their prompt and detailed service was much appreciated. Their customer service was very kind. Their price for service was reasonable. Loved the payment plan options they provided. Thank you for all you have done for me regarding the foreclosure case. I would recommend them to any and everyone
    ML
    “Everyone at the firm is so friendly and courteous!”
    Attorney Haynes helped me with a Loan modification so that I could keep my home/condo. What I appreciated the most from your firm was how friendly and courteous you all were! When I had questions or concerns, you always answered me promptly. Attorney Haynes helped explained complicated legal documents in such a way that I could understand the process.
    B.K.
    “Haynes Law Group helped me collect nearly a $79,000.00 foreclosure surplus!”
    Haynes Law Group helped us litigate through the foreclosure surplus process. There were several liens against my property. However, Haynes Law Group filed various motions that eventually ended up allowing us to collect the excess proceeds from the court. Without Haynes Law Group, we most likely would not have collected a single penny! If you are facing foreclosure or want help collecting on a foreclosure surplus, hire the law firm of Haynes Law Group!
    A.H.

How Can We Help?

Contact Us

We’re Ready to Help
  • Please enter your first name.
  • Please enter your last name.
  • Please enter your phone number.
    This isn't a valid phone number.
  • Please enter your email address.
    This isn't a valid email address.
  • Please make a selection.
  • Please enter a message.
  • By submitting, you agree to receive text messages from Haynes Law Group at the number provided, including those related to your inquiry, follow-ups, and review requests, via automated technology. Consent is not a condition of purchase. Msg & data rates may apply. Msg frequency may vary. Reply STOP to cancel or HELP for assistance. Acceptable Use Policy

They Haynes Law Group Difference

  • Top-Rated & Highly Reputable Legal Team
  • We Take A Detail Oriented Approach
  • Free Case Consultations Provided
  • Thousands Of Cases Successfully Handled