Foreclosure Defense Lawyer in Jacksonville, FL
How Does Foreclosure Work in Florida?
In Florida, foreclosure is a legal process where a lender takes possession of property from the borrower and sells it to cover an unpaid debt.
- The process begins when the borrower defaults on the loan by missing multiple payments, and then the lender files for foreclosure with the court.
- The court will set a date for a hearing in which both parties must appear before presenting evidence on their respective positions.
- After reviewing all evidence, the court can order either reinstatement of payments or sale of property to satisfy any outstanding debts owed by the borrower.
- If sale is ordered, then it must be done through public auction where any interested party may make an offer to purchase.
- Finally, if no offers are made at auction or no one meets minimum bid requirement, then defaulting borrower may have right to reclaim ownership after settling remaining balance.
Do I need a foreclosure attorney?
Foreclosure can be a complicated process, and having the help of an experienced foreclosure attorney can ensure that your rights are protected and that you take the correct steps to make sure your financial future is secure.
An attorney can:
- Explain the foreclosure process step-by-step
- Help you understand your options
- Review loan documents
- Assist in negotiations with lenders
Additionally, a foreclosure attorney will know how to navigate the local courts and laws in your area, which can make a big difference in the success of your case. If you are facing foreclosure, it is important to speak with an experienced foreclosure attorney as soon as possible to ensure that your rights and financial interests are protected.
Our Clients Share Their Stories
At Haynes Law Group, your satisfaction is our priority! See for yourself what our clients have to say about working with us.
-
Attorney Haynes helped me with a Loan modification so that I could keep my home/condo. What I appreciated the most from your firm was how friendly and courteous you all were! When I had questions or concerns, you always answered me promptly. Attorney Haynes helped explained complicated legal documents in such a way that I could understand the process.B.K.
-
This firm eased my worries. They stayed on top of everything. Even during COVID. They were extremely patient with me. Kept me in the loop. Explored all my options. Their prompt and detailed service was much appreciated. Their customer service was very kind. Their price for service was reasonable. Loved the payment plan options they provided. Thank you for all you have done for me regarding the foreclosure case. I would recommend them to any and everyoneML
-
Haynes Law Group is a responsive, resourceful, and caring lawyer who offers sound advice and legal counsel. Anyone should count themselves lucky to have him protect their best interests. I, for one, do.Jessica
-
If you are in need of foreclosure defense, look no further. Ben was on top of everything and his communication between myself and the bank was stellar. He discussed strategies with me and counseled me towards the possible outcomes of each strategy. Before I hired Ben to represent me, I was lost, confused, and a little bit scared of the banks. Now, I've got a lawyer for life and peace of mind to go along with it.D.L.W.
-
Just wanted to say thank you. Your advice was invaluable and helped me throughout the entire process. Because of you amazing representation, I was able to get the EXACT outcome I was hoping for!C.R.
How Can We Help?
-
Stay Up To Date -
View All of Our Practice Areas -
Our Client Testimonials