Foreclosure Defense Lawyer in Jacksonville, FL
How Does Foreclosure Work in Florida?
In Florida, foreclosure is a legal process where a lender takes possession of property from the borrower and sells it to cover an unpaid debt.
- The process begins when the borrower defaults on the loan by missing multiple payments, and then the lender files for foreclosure with the court.
- The court will set a date for a hearing in which both parties must appear before presenting evidence on their respective positions.
- After reviewing all evidence, the court can order either reinstatement of payments or sale of property to satisfy any outstanding debts owed by the borrower.
- If sale is ordered, then it must be done through public auction where any interested party may make an offer to purchase.
- Finally, if no offers are made at auction or no one meets minimum bid requirement, then defaulting borrower may have right to reclaim ownership after settling remaining balance.
Do I need a foreclosure attorney?
Foreclosure can be a complicated process, and having the help of an experienced foreclosure attorney can ensure that your rights are protected and that you take the correct steps to make sure your financial future is secure.
An attorney can:
- Explain the foreclosure process step-by-step
- Help you understand your options
- Review loan documents
- Assist in negotiations with lenders
Additionally, a foreclosure attorney will know how to navigate the local courts and laws in your area, which can make a big difference in the success of your case. If you are facing foreclosure, it is important to speak with an experienced foreclosure attorney as soon as possible to ensure that your rights and financial interests are protected.
Our Clients Share Their Stories
At Haynes Law Group, your satisfaction is our priority! See for yourself what our clients have to say about working with us.
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Haynes Law Group deserves more than 5 stars. Attorney Haynes took my case when others wouldn't and was reassuring and confident. He was amazing and even impressed the judge! When you need him, he is available. His assistant is also amazing, responsive, and explains everything clearly. Their teamwork truly makes clients' dreams work. 10 stars!Linda F.
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I just wanted to send a quick note and tell you how impressed I was in your handling of my case. From the beginning you took the time time to explain the process and what to expect along the way all of which resulted in the best conclusion I could have hoped for. I can not express the relief I feel that I can finally put this behind me and move forward. Thank you for all your help!!D.H.
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Haynes Law Group is a responsive, resourceful, and caring lawyer who offers sound advice and legal counsel. Anyone should count themselves lucky to have him protect their best interests. I, for one, do.Jessica
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Ben - terrific news, you guys really are the best! We had received multiple marketing pieces from other asset recovery companies, but I think based on your ability to collect the full amount of the surplus funds, and fast, it was definitely worth engaging with you, outstanding!! If you are looking for a great foreclosure surplus lawyer, hire Mr. Haynes!W.J.
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Mr. Haynes’ secret to success, in my view, is that he is experienced, works very hard and loves his job. He is also very devoted to his clients. Further, he is always on top of your case and is always in communication with you. His staff is very professional and kind as well. I could write several pages about Mr. Haynes, but I will leave you with this, if you need an attorney to truly fight for you and get the best possible result, go with Mr. Haynes an the law firm Haynes & de Paz, P.A. They got me the best possible legal and logical outcome.B.S.
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