Foreclosure Defense Lawyer in Jacksonville, FL
How Does Foreclosure Work in Florida?
In Florida, foreclosure is a legal process where a lender takes possession of property from the borrower and sells it to cover an unpaid debt.
- The process begins when the borrower defaults on the loan by missing multiple payments, and then the lender files for foreclosure with the court.
- The court will set a date for a hearing in which both parties must appear before presenting evidence on their respective positions.
- After reviewing all evidence, the court can order either reinstatement of payments or sale of property to satisfy any outstanding debts owed by the borrower.
- If sale is ordered, then it must be done through public auction where any interested party may make an offer to purchase.
- Finally, if no offers are made at auction or no one meets minimum bid requirement, then defaulting borrower may have right to reclaim ownership after settling remaining balance.
Do I need a foreclosure attorney?
Foreclosure can be a complicated process, and having the help of an experienced foreclosure attorney can ensure that your rights are protected and that you take the correct steps to make sure your financial future is secure.
An attorney can:
- Explain the foreclosure process step-by-step
- Help you understand your options
- Review loan documents
- Assist in negotiations with lenders
Additionally, a foreclosure attorney will know how to navigate the local courts and laws in your area, which can make a big difference in the success of your case. If you are facing foreclosure, it is important to speak with an experienced foreclosure attorney as soon as possible to ensure that your rights and financial interests are protected.
Our Clients Share Their Stories
At Haynes Law Group, your satisfaction is our priority! See for yourself what our clients have to say about working with us.
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Haynes Law Group was highly effective yet caring and compassionate in handling my cases. He would be my first call if I should need an attorney again.LL
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Benjamin Haynes did an outstanding job for me, through his relentless negotiations and persistence, Ben Haynes was able to obtain a deficiency free judgment for an investment property. Ben Haynes has convinced me he has integrity, honesty, loyalty and commitment to his clients.F.M.
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Thank you Atty. Haynes, and a special shout-out to the ultra fabulous miss Ashley.N.C.
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I was very happy with the service provided. The staff was patient and understanding and were always available to answer my questions. I was most impressed with Attorney Haynes taking time on his Saturday to personally call me regarding an upcoming deadline in my foreclosure case. Mr. Haynes was able to get my mortgage loan modified to an affordable monthly payment so that I can keep my home and my foreclosure case was dismissed!L.P.
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Ben, I want to say thanks for the great professional service provided by you and your staff from the first call and consultation to winning my foreclosure surplus funds! You gave me great confidence that you understood the laws very well and would give me the best representation for handling my foreclosure surplus case.B.H.
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