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Loan Modifications

Orlando Loan Modifications Lawyer 

Expert Legal Support for Loan Modifications in Florida 

Are you struggling with mortgage payments on your real estate property? You are not alone. Many individuals have difficulty making ends meet and paying off their high monthly mortgages, especially in today's economy. Loan modification is an option that can help you renegotiate your monthly payments with the bank to make them more affordable for you.

Reasons To Choose Us:

  • Available around the clock to answer your call
  • Backed by an extensive track record of success
  • Experienced, ethical, and dedicated
  • Free initial case consultations are offered
  • Legal services available to individuals throughout Orlando, Tampa, and Longwood

If you're considering a loan modification, time is of the essence. You need a qualified foreclosure defense attorney in Orlando who can act swiftly to help you renegotiate. At Haynes Law Group, we're committed to helping our clients navigate complex real estate situations and keep their homes. Remember, you have a limited window of opportunity to take action. Don't delay, contact us today.

Therefore, we encourage you to contact us today to discuss your case with a skilled foreclosure defense lawyer. We proudly offer our exceptional services to clients throughout Florida, including those in Longwood, Orlando, and Tampa.

Call Haynes Law Group today at (888) 252-8754 or contact us online to schedule a meeting with our load modifications attorney in Orlando!

Foreclosure Defense for Difficult Financial Circumstances

Loan modifications are a practical method for people moving from a variable-rate mortgage to a locked-in mortgage rate. Modifying your loan can result in a reduction of your interest rate or an increase in the duration of your mortgage. In either case, your home mortgage could be made much more affordable.

Common reasons that people need loan modifications include the following:

  • Financial hardships that make it impossible to meet your current mortgage payment
  • An interest rate that is significantly higher than current interest rates
  • Your adjustable-rate mortgage has increased, and you are unable to make the payment
  • Your home is worth less than its loan value

If the bank forecloses on the home, it will likely have to resell it for less than what you owe. For that reason, the lender may be willing to be flexible and make an adjustment to help the bank retain the full value of what is owed.

How Loan Modification Can Stop Foreclosure

Loan modifications are a valuable tool to prevent foreclosure, providing affordable and sustainable repayment terms. They include options like lower monthly payments, fixed rates, forbearance, capitalization of arrears, principal reduction, government assistance programs, loan term extension, and late fee removal. Early communication with lenders, proper documentation, and seeking professional assistance are crucial for a successful loan modification process.

Contact Our Orlando Loan Modifications Attorney Today

With headstrong and professional legal representation, you will have a stronger chance of obtaining a positive outcome. Our Orlando loan modification lawyers actively work for homeowners, commercial property owners, and real estate professionals involved in pressing matters with lenders.

Contact Haynes Law Group today to meet with our loan modifications lawyer in Orlando!

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Our Clients Share Their Stories

At Haynes Law Group, your satisfaction is our priority! See for yourself what our clients have to say about working with us.

    “We couldn't have asked for a better law firm!”
    After dealing with the mortgage company for a year, trying to modify our home they would not budge nor help us in any way that we had to get a lawyer. After reading all the testimonials I had to go with Ben and his team, so glad we did. He was able to dismiss our case, sell our home, and get us money from the sell for us to put down on a new home. Thanks so much Ben, Ashley, Tonya and your whole team for all that you do Couldn't be more grateful.
    C.B.
    “I would highly recommend Attorney Haynes if the need arises!”
    I wanted to take this opportunity to thank Attorney Benjamin Haynes of Haynes and de Paz, P.A. for the counsel and guidance provided by him and his firm during my recent real estate foreclosure activity. His recommended approaches provided me the time necessary to list and complete a “short sale” of my property. Real Estate Foreclosure activities are often convoluted and intimidating and engaging Attorney Haynes was an excellent decision on my part. His representation enabled me to concentrate on moving forward while he dealt with the intricacies’ of the myriad Foreclosure statutes. With his assistance I was able obtain much needed relief from the pending Foreclosure action. I would highly recommend Attorney Haynes if the need arises.
    W.B.
    “The bank didn't know what hit them!”
    When it seemed hopeless, Lawyer Benjamin Haynes fought and won a $92,873.91 foreclosure surplus for our family! We approached Mr. Haynes after the foreclosure sale on our property. There was a surplus of around $93,000.00 and a second mortgage of around $170,000.00. Therefore, we thought we had no chance to collect the surplus since there was a second mortgage which takes priority over our claim, per Florida law. However, Mr. Haynes took our foreclosure surplus case and started digging very deep! Through Mr. Haynes’ extensive research, he came up with an argument and won in court! The bank didn't know what hit them! We won nearly a $93,000.00 surplus. We received the check in full the next week from the court! If you have a surplus case, you NEED to contact and hire the law firm of Haynes & de Paz. Mr. Haynes will not give up and will work to win you the surplus funds! Now, my wife and I are able to put a down payment on another property. Thank you Mr. Haynes and the law firm Haynes & de Paz!!!!!
    T.Y.
    “Haynes Law Group are great, I highly recommend them!”
    Haynes Law Group are great, I highly recommend them! Mr. Haynes personally walked myself and my siblings through our case every step of the way. His staff are also amazing, they answered any questions or concerns promptly and accurately. Excellent practice from top to bottom, thanks again!
    E.I.
    “Mr Haynes is courteous, informative, professional, and really knows his area of law.”
    Mr Haynes is courteous, informative, professional, and really knows his area of law. He answered all of our questions, and was willing to meet with us whenever needed. He focused his knowledge to help my father obtain a short sale on his property, in a very short period of time. I believe that Mr. Haynes is honest and trustworthy, and that he will accomplish what he says he will do for you.
    R.Q.

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